Accidents happen. Whether you fall off a ladder, slip and break an arm, or get injured just living everyday life, an accident can happen. Anytime. Anywhere. What Is Accident Insurance? Accident insurance helps provide support when life’s most unexpected moments happen. It makes an accident less painful financially because it helps to pay the bills…
Employee experience is tied to the technology that organizations deploy and the benefits they provide. Both can be demonstrations of a company’s care for its employees or they can be an exercise in inducing anxiety. It depends on the the approach of Human Resources. Recently, HiBob, the Human Resources information system (HRIS) company, announced the integration of…
All of us at D&S are worried about the increasing cost of prescription drugs. For many, the therapeutic value provided through maintenance medications is crucial to those living with and effectively managing their chronic diseases. Effective January 1, 2023 Kroger is discontinuing their agreement with Express Scripts who is the pharmacy benefit manager for fully…
A hot labor market that has seen scores of employees leave their jobs for new and better opportunities has HR and benefits leaders planning to up the ante when it comes to benefits that sway workers to stay. But at the same time, employers also are aware of soaring costs and inflation concerns and are…
Employee benefits are a major bargaining chip for companies looking to attract talent. The problem is healthcare costs are skyrocketing, and it’s difficult for employers to offer the same level of coverage. Higher costs are either resulting in less coverage or smaller wages for employees. Find out what’s happening with healthcare and recruitment, and get…
The COVID-19 pandemic shined a spotlight on the importance of employer-provided health benefits. Not only have employees been requesting an expansion of their benefits for months, but report after report has indicated that comprehensive plans that also cover mental health or include paid parental leave, for example, are the key to getting people back to…
Click below to listen to a great conversation in the health care and benefits arena featuring Bill Kite, president of D & S Agency and recent board president of United Benefits Advisors. During this fascinating conversation, Bill shares the history behind the creation of Cherry Tree Collaborative, an employer health insurance initiative that funnels the…
Disability insurance is a type of insurance coverage that replaces a portion of your monthly income in the event you are unable to perform your work functions due to illness or injury. This insurance gives both yourself, and those who are dependent on you and your paycheck, a sense of financial security while you are…
