Category: Employee Benefits

  • Benefits 101: What Is Cancer Insurance? | VA Employee Benefits Group

    The word “cancer” carries a weight that extends far beyond its medical implications. Beyond the physical and emotional toll, a cancer diagnosis can bring significant financial strain. While your primary health insurance will cover many treatment costs, there are often substantial out-of-pocket expenses that can quickly add up. This is where cancer insurance comes in.…

  • Voluntary Benefits: The Missing Piece of Your Compensation Puzzle | VA Employee Benefits Agents

    The Rise of Voluntary Benefits As healthcare costs increase, so does the demand for voluntary benefits. These optional benefits allow employees to select and pay for additional perks to meet their individual needs, especially in today’s diverse workforce. They’re also a valuable supplement to health insurance, particularly as healthcare expenses rise and affordability becomes a…

  • Disability Insurance Explained: Short-Term Disability | VA Benefits Group

    Life sometimes throws you a curveball. You might sprain an ankle playing soccer, need surgery, or experience a difficult pregnancy. These situations can temporarily prevent you from working and earning an income. That’s where short-term disability insurance comes in. It acts as a financial safety net, providing income replacement while you recover and get back…

  • Beyond Open Enrollment: Engaging Employees with Benefits | VA Employee Benefits Consultants

    Most organizations treat employee benefits like a seasonal event. Open enrollment brings a flurry of activity – emails, seminars, and even benefits fairs. However, communication often dwindles after this initial push, leaving employees confused and underutilizing their valuable benefits. This is a missed opportunity. Research shows that employees crave more benefits education, spending hours researching…

  • Top Employee Benefit Trends for 2025 | VA Employee Benefits Team 

    Employee benefits are the indirect and non-cash compensation paid to an employee. These benefits are given to employees over their salaries and wages.  As we look ahead to 2025, companies are increasingly exploring innovative solutions to address the evolving needs of their workforce. Driven by shifts in work environments, economic challenges, and technological progress, the…

  • 2025 Employee Benefit Limits: What You Need to Know | VA Employee Benefits Team

    Many employee benefits are subject to annual dollar limits that are adjusted for inflation. For 2025, most of these limits have increased. Key Benefit Limits for 2025: Health Savings Account (HSA) Contributions HDHP Minimum Deductible Health FSA Dependent Care FSA Important Considerations for Employers Employers should ensure that their payroll systems are updated to reflect…

  • Navigating Employee Benefits: A Glossary | VA Employee Benefits Advisors

    Employee benefits can be a complex landscape, filled with acronyms and unfamiliar terms. In fact, more than 50% of American adults report that they don’t have a clear understanding of their health insurance.  Many people are confused because they reach adulthood without ever learning the basics of health insurance terminology.  Illiteracy about health insurance is…

  • Benefits 101: What Is a FSA? | VA Employee Benefits Consultants 

    When it comes to health insurance, there is a lot of jargon and plenty of acronyms. Many people have heard of FSAs, but may not actually know — what is a flexible spending account, exactly? If you have an employer-sponsored health plan, a flexible spending account (FSA) is often available as part of the benefits…

  • Open Enrollment: Your Annual Check-Up for Benefits | Virginia Employee Benefits Advisors

    Navigating health insurance can feel like planning a vacation. You wouldn’t pack for a beach trip if you’re headed to the mountains, right? Similarly, choosing a health plan requires careful consideration. Open enrollment is your chance to design a plan tailored to you; it is your yearly opportunity to review and adjust your employee benefits…